Does insurance cover invisalign?
Most people at some point in their lives need to wear orthodontics, either to correct a functional problem (such as a bite problem) or for an esthetic reason.
Regardless of the reason, the patient is faced with the decision of choosing the dental clinic in which to undergo orthodontic treatment.
Because of the security and guarantee they offer, many patients opt for a private dental clinic. However, there are many who opt for dental insurance.
Therefore, in this content, we are going to resolve the question of whether or not dental insurance covers orthodontic treatment, especially Invisalign treatment.
What is dental insurance?
Dental insurance is a service that protects you from unexpected dental expenses, generally caused by dental emergencies beyond our control.
Although, in reality, these dental insurance policies only guarantee the patient access to some preventive dentistry treatments to avoid more serious oral ailments.
Depending on the insurance you choose and the conditions you contract, you will have to pay a greater or lesser amount of money.
What treatments are covered by dental insurance?
It is important to start by saying that dental insurance does not cover all dental treatments.
In fact, most dental insurance policies only cover basic treatments; such as preventive treatments that avoid the development of dental disease.
The most basic policies only include free of charge treatments such as dental cleanings, extractions, cures, simple radiology, etc.
In other words, treatments that are mostly covered by the public health system. The only difference is that, with insurance, you avoid the waiting list.
It is also important to emphasize that each dental insurance is different and covers different services depending on the level of protection you need and have contracted.
It is very important to see all the conditions of the dental insurance; what coverage it includes, what guarantees it offers, under what conditions the services are provided, if they have their own clinics or if they work with contracted clinics, etc.
The reality is that in the case of more complete and complex treatments, dental insurance usually includes certain conditions and special clauses that you should take into account.
So, once you read the fine print, having dental insurance does not free you from paying for more complex treatments such as orthodontics.
Does dental insurance cover Invisalign treatment?
These insurances do not usually cover orthodontic treatments, and if they do they usually establish maximum amounts and age limits for treatment.
If you do not meet the insurance requirements, you will have to pay for the treatment and share the costs with your insurer.
That said, it is rare for insurance companies to cover treatments as long and demanding as orthodontics.
Therefore, cutting-edge treatments such as Invisalign are also rarely covered by dental insurance.
In fact, these insurances usually offer better advantages for traditional orthodontic treatments, such as orthodontics with brackets -less esthetic and more uncomfortable.
Because health coverage can vary significantly depending on the insurance policy, you should review your insurance coverage or contact your insurance company directly to find out all the details of your coverage, especially the financial details.
Some will reimburse you in full and others will only reimburse a portion of the total price of the entire Invisalign treatment. This sometimes makes the price even higher than in a private clinic.
Read the fine print
Pay attention to the specifics of your policy. Especially to all the information regarding co-payments, reimbursements, age and limitations regarding services and treatments.
What are the advantages of private clinics over dental insurance?
Most of the patients who opt for dental insurance have an economic motive.
There is a tendency to think that private clinics are more expensive, and that dental insurance offers more competitive prices for longer treatments.
This perception has been changing over the years. Mainly because dental insurance does not cover orthodontic treatments, and the prices are quite similar to those offered by a private clinic.
However, having invisible orthodontic treatment in a private clinic like ours has great advantages:
- Author clinics have more highly trained professionals on staff.
- They ensure optimal and stable results in the long term.
- They have greater investment in technology and development.
- You will receive a closer treatment and personalized attention.
- The team is multidisciplinary and works together in more complex cases.
- Doctors stay longer in private clinics than in insurance companies, where staff turnover is higher.
This last point must be take into account. More even if we are talking about prolonged treatments. Such as Invisalign or any other orthodontic treatment.
In these treatments that require follow-up. It is favorable for the same doctor to be the one who starts and finishes the treatment.
In addition, after several months of treatment, patients always create bonds with their doctors. That is why, in our clinic, you are always seen by the same doctor in a personalized way.
We help you to get covered at DrAW Clinic
Some dental insurances cover a portion of Invisalign similarly to how they cover traditional braces.
Since dental insurances vary widely, it is best to have a financial coordinator discuss the benefits and percentage of covered benefits with you. Some insurance policies will pay a specific dollar amount if Invisalign is a covered benefit.
At the DrAW Dental Clinic we work with all insurance company.
We support you to get your insurance to cover the entire Invisalign treatment. Offering you free advice to get your Invisalign treatment fully covered by any insurance.
We help you to get covered as much as possible; in case we do not achieve it.
Dental insurance that covers Invisalignā¢
The insurances that often cover a portion of the cost of Invisalign are Cigna, Delta Dental, Humana, Aetna, and USAA Dental.
Remember: We are committed to you achieving full coverage of your treatment.
We take all major PPO insurance plans including Delta Dental, Metlife, Cigna, Guardian, AETNA, Humana, Assurant, United Healthcare, United Concordia, etc. We help you with all the insurance guidance.
We offer discounts for prompt payment and interest-free financing models for any type of circumstance.
If you would like a no obligation quote, please do not hesitate to contact us.
During the first free consultation, our medical professionals will perform a series of diagnostic tests to assess the state of your mouth and determine which treatments are appropriate to cover your case.
In this case, one of our orthodontic specialists (Dr. HernƔndez, Dr. Becerril or Dr. Wintergerst) will analyze your case in detail and explain the different types of orthodontics that exist and the main advantages of each one.
If you are concerned about the price of orthodontics, read on.
Since our diagnosis is so exhaustive, the Patient Care team will give you a fixed price before starting treatment. This way you will avoid unforeseen expenses.
Therefore, we give you an estimate. Completely personalized and without obligation.
REQUEST YOUR BUDGET
Our payment and financing facilities consist of:
- Financing of 100% of the treatment ask how
- Discounts for early payment
If you would like more information about the advantages of financing versus dental insurance. You can call us at +1 619 372 5409 šŗšø +52 664 590 8321 š²š½
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- About the Author
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The distinguished Dr. Alberto Wintergerst Fisch is an specialist in Maxillofacial Surgery and has more than 15 years of experience in various prestigious institutions such as DrAW Clinic and Dental Glaf.
He trained as a Dental Surgeon at the National Autonomous University of Mexico, later he completed a specialty in Oral and Maxillofacial Surgery at the same institution and a Masterās Degree in Health Organization Administration at La Salle University.
He is attached to the National Medical Center ā20 de Noviembreā of the ISSSTE and certified by the Mexican Board of Oral and Maxillofacial Surgery.
Thanks to this, Dr. Wintergerst Fisch is recognized as one of the best specialists in Oral and Maxillofacial Surgery in Mexico City and the country.
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